How-to: Get reimbursed outside the US with Wise (for non-US employees)

Jenna Hay
Jenna Hay Expensify Customer, Expensify Team, Expensify Student Ambassador Posts: 73 Expensify Team
edited May 2023 in How-to Docs

Do you work for a US-based company from overseas and miss out on being quickly reimbursed for expenses like your US colleagues?

If your company is not keen to use our Global Reimbursement feature, Expensify has also partnered up with Wise (formerly TransferWise), an FCA regulated global money transfer service, to solve this problem for you.

With Wise, you can sign up for a Borderless Account that includes USD account and routing numbers which you can add to your Expensify account to receive reimbursements, exactly the same as your US colleagues.  You can then convert your funds into 40+ currencies and withdraw them to your local bank account. If you live in the UK or EU (and soon, Australia and New Zealand), you can also get a debit card which lets you spend the money directly from your Borderless Account.

How you’ll set it up:

1. Check with your company that they are happy for you to submit your expenses in USD.  They can review this guide to get you set up.

2. Sign up for a Wise Borderless Account and get verified (takes max 3 days).

3. Add your Wise USD account number and ACH routing number (NOT the wire transfer routing number) as your Deposit-Only Bank Account in your Expensify settings

Note: Make sure to remove any spaces in the Wise account number (the account number should be a 16 digit number). 

4. Submit your expenses on your company’s USD policy and upon final approval, you will receive the payment in your Borderless Account.

How will currency conversion work?

If expenses are not in USD, Expensify will convert them to USD when they are added to your expense report.  You will be reimbursed for the approved report total in USD.

You can convert your USD reimbursement into 40+ currencies at a highly competitive, transparent rate and send it to your local bank account or spend it directly from Wise with the debit card if you live in the UK or EU (soon Australia and New Zealand).

Learn more about currency conversion in Expensify

Learn more about currency conversion in Wise

Top Tip:

Ensure when you log into Wise, you find the "Inside the US" details for the account, rather than entering your home address or bank account. These details from Wise should be an address listed that is for Wise and that address should be used in Expensify:

Related articles:

How-to: Use Wise to reimburse overseas employees (for US employers)

How-to: Set up Global Reimbursement

How-to: Add a personal bank account to receive reimbursement

How-to: Add an ACH business bank account to reimburse employees (US only)